No we use our own website to get the account Approved. Once after account delivered, you can use it.
Yes you can use same Payee Name but different address.
Yes we do get approval of any country.
No Google will send you a PIN code after first threshold $10 to verify the address.
Yes you can apply but address must be changed.
NO until and unless you violate Google Terms & Conditions.
After Account Delivery there is no refund. You may check our refund policy at http://adsenseseller.com/refund-policy/